I never gave it a second thought to use my phone to make money. When smartphones came along, it all started to make sense. It’s amazing how simple it is to create extra money from the palm of my hand these days! Check out the top 7 apps for making money if you want to find new ways to make extra cash.
There are over 10 apps that can make you money, but I wanted to tell you about the fastest-paying ones. You can also check out the apps that pay the most to ensure you take the most money for your time. This list has apps for Android and IOS phones that can help you make money.
I make money from the top 5 apps on this list, and I’ll also tell you about five other legitimate apps that can help you make money based on people I’ve talked to and testimonials. These are the best apps I’ve found and used for making money online. If you’re looking for more methods of earning money, check out our most popular article, 30 Legitimate ways to earn money from home from folks who are doing it today.
Rakuten
One of my favorite apps for making money online is Rakuten. If you buy things you would buy anyway through their app, you get cash back. How? When Rakuten sends customers to a store, the store pays Rakuten a fee. You and Rakuten both win because you share the commission. I’ve made more than $500 by shopping on Rakuten and telling my friends about it.
When I know, I want to buy something but don’t need it immediately, and I use my Rakuten perks to buy it online. I’m getting a nice check for $265. This is the best method to make money on Android, and it’s now available on IOS as well! If you sign up for Rakuten through my link, you’ll get $30 back when you spend $30 online.
Dosh
Dosh is a must-have app for getting cash back, and I love it. All of it is passive income because all you have to perform is link your credit or debit card. It will automatically give you money back when you shop, eat, travel, and do other things at participating local and nationwide merchants.
I kept forgetting I had this app until my husband and I went to dinner for our anniversary. After we paid, we got this email: And this constantly happens every time I use my credit card at a store that accepts it. I’ve earned $75 with this app by using my card at involved stores and telling my buddies about it.
Ibotta
Ibotta is another app that lets you get cash back on things you were already going to buy. This app is AMAZING.
How Does It Work?
- Before shopping, download the Ibotta app and add offers for things you already buy.
- You can buy the products you choose at any store that is taking part. Don’t forget to keep the receipt!
- Take a picture of your receipt to use your offers. Ibotta will match the objects you bought to your chosen deals and give you the cash!
Within 48 hours, your cashback will be added to your Ibotta account. So far, I’ve made $105.53 by shopping and telling my friends about it. If you tell all your friends to sign up, you get $5.
Acorns
Acorns is a cool app that can help you start investing small amounts of money. Your purchases are rounded to the nearest dollar, and the difference is invested on your behalf. For example, if you purchase a coffee for $1.75, Acorns would round it up to $2.00 and invest $.25 in clever portfolios.
You can link as many debit or credit cards as possible and put your spare change to work in a low-cost ETF. I just got this app and made more than $50 without realizing it. There are no withdrawal fees, but remember that they may affect your taxes more in the following year.
Swagbucks
Swagbucks is another app that lets you create money by taking surveys, watching videos, searching the web, referring friends, and trying out products. This app won’t make you rich, but it’s an easy way to earn extra cash. I just got this app, and I already have 477 SB. If you sign up through my link, you’ll get the $5 sign-up bonus before I do.
With this amount, I could buy a $5 Amazon gift card (1 SB = 1 cent), but I plan to do the things above, which will help me make $50-$100 a month. Check out Survey Junkie and PrizeRebel if you want to make more money with surveys. These are the only survey locations I recommend.
HealthyWage
HealthyWage is a government-backed app that can help people lose weight by putting their money at risk and giving them a chance to win up to $10,000.
How Does It Work?
- Use the HealthyWage Prize Calculator to get started. Enter how so much weight you would like to lose, how long it will take you, and how much you want to bet each month for that period.
- The calculator tells you how much money you could win, up to $10,000. You can play with the calc until you get the amount you want for the prize.
- Sign up for the challenge and agree to pay a monthly fee for as long as the challenge lasts.
- If you reach your weight-loss goal, you’ll get your prize.
If you don’t reach your goal, your cash goes to help HealthyWage, which gives prizes to those who do.
Instacart
Think about using Instacart to get paid to do something you probably do almost every week: shopping for groceries. People pay daily for things that make their lives easier, and grocery shopping is no different. Instacart has taken advantage of the fact that some people want someone else to do their shopping for them. It allows you to fill orders, make deliveries, and get PAID.
You can easily make $100 or more daily in just three hours. This is a great method to create money quickly. You can read my full review of Instacart to find out more, or you can apply to be a shopper right here. If you enjoy Instacart, you’ll love Shipt for sure. With an average wage of $22 per hour.
